Risk-based approach

We apply a proportionate, risk-based approach to prospective business relationships and transactions. The level of review may vary according to the nature of the engagement, payment method, jurisdiction, counterparty, and other relevant risk indicators.

Due diligence and screening

Where appropriate, we may request information to understand a prospective client, authorised representative, ownership structure, source of funds, or intended transaction. We may also perform sanctions, restricted-party, or adverse-information screening through suitable processes or providers.

Restricted activity

We do not knowingly support business activity that is unlawful, deceptive, designed to conceal proceeds of crime, intended to evade sanctions, or otherwise inconsistent with our compliance obligations or risk appetite.

Records and cooperation

We maintain relevant records in line with legitimate business, contractual, and legal requirements. Where required by law, we may delay, decline, suspend, or terminate an engagement and cooperate with competent authorities or advisers.

Questions and reporting

If you have a concern about suspected unlawful conduct connected with a potential or existing engagement, contact marketing@mlfirstclassmarketing.com. This statement is a general business commitment and does not replace any formal contractual, regulatory, or legal requirement that may apply to a particular relationship.